Inside Financial Planning

There's no mystery to financial planning. What it simply requires is taking a personal, in-depth look at your goals and deciding how you intend to achieve them. Once you decide what you want, you can make plans to get from where you are today, to where you want to be tomorrow.

Personal Financial Planning ... Is a process that involves identifying needs and objectives, establishing based on your values, and implementing strategies you and your Financial Planner have discussed.


Our role in this process:

We listen to your financial concerns and objectives.

We analyze your personal situation with your values in mind.

We propose a plan to address your financial situation.

We review your progress towards your objectives.

Financial Planning Services – How We Can Help You!

Since no two people are alike, no two plans are alike. That is why we use a one-on-one approach when developing a financial plan.

Our planning service was founded on two simple principles: Provide people with a high quality, confidential service and to make sure the folks providing the service know how to listen to you and give advice that is in your best interest through the following steps:

Step 1: No Obligation Discovery Interview. At this meeting, a specially trained Financial Planner will listen to your financial concerns and discuss what financial planning can do to help you achieve your financial objectives.

Step 2: Gather Information. If you decide to purchase financial planning services, we move on to the next and most important step: data gathering. This is where we learn about all of your financial goals, objectives, assets, liabilities, income, expenses and other relevant information. The foundation of a sound financial plan is having a clear understanding of who and what you are. This information is kept strictly confidential.

Step 3: Analysis and Development. A preliminary analysis of the information about you is prepared. This includes reviewing all of your objectives and determining if they are feasible. Your planner may consult, with your permission, with your attorney, accountant, or other adviser to make sure the data is complete.

Step 4: Plan Presentation and Delivery. After all of the alternatives and information is analyzed, a final plan will be presented to you. The final plan is a written document prepared especially for you by your planner. It contains specific recommendations designed to help you meet your financial goals and objectives.

Step 5: Implementation. We work with you to determine how to best implement each aspect of your financial plan. This may involve collaboration with other financial professionals you currently engage (i.e. CPA, attorney) or recommending appropriate financial professionals to you if desired.  As a comprehensive financial services firm, we have the ability to use a wide array of providers and solutions to implement your investment, risk management, and estate and business planning strategies.

Step 6: Monitor and Update as Needed. In life, one thing is constant: change. Each year, and perhaps more frequently, your income, investments, assumptions, and objectives will change. This is why your Financial Planner stands ready to monitor and update your plan as needed.

A Financial Planner can help you achieve your goals and will give you the guidance to:

1.  Help reduce taxes

 2.  Save for retirement

 3.  Decide how to invest

 4.  Help you develop strategies to manage your debt

 5.  Determine proper insurance coverage

 6.  Offer custom-designed programs to try to achieve your special goals... buying a home or condo, retiring early, financing your child's education and more.

*Your plan may be implemented through the financial institution of your choice

 *Financial plan recommendations can be implemented with the financial services professional of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial plan fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.